Stop throwing away your money renting a trailer for your project. For the amount someone can spend on a weekend renting a trailer you can own yours today. We help people and companies get financing for the trailer they need to get the job done.
Rock's Trailer Sales uses Sheffield Financial for many customer's trailers. Sheffield financial has an online application that allows a user to fill out all the information needed to get started. The minimum credit score that Sheffield needs is currently 650 points. Once your application is filled out it will take 30-45 min during business hours to get a response. Sheffield will get inform you of your status quickly between 9am-7pm EST.
There is a sliding scale for interest rate/payments based on a person's income and credit score.
Here are some popular questions related to financing trailers:
Q: What is the longest you can make payments?
A: 60 Months for trailers that are over a certain amount (most dumps are)
Q: Is there any early pay-off penalty?
A: No.
Q: I have less than good credit. Will putting money down help me get approved?
A: In most cases, there is no requirement for an amount of money down. Putting money down simply helps reduce the loan amount. Sometimes having a co-signer helps.
Q: Can you use an ITN number for the app?
No. Sheffield needs your social security number to loan to you.
Q: Can I apply for a Sheffield loan with my business?
Yes. Sheffield will make the business owner sign a pass-through document which means they would be held accountable for the debt.
Q: Can I use my credit union to do a loan?
A: Yes. In most cases, we can and will work with your credit union of choice to get a loan done for your trailer. Please call our sales staff to confirm beforehand.
Please let us know if you have any questions about dump trailers or loans!